https://help.boox.com/hc/en-us/community/posts/30862580219412--The-Money-Wave-Reviews-A-Word-Of-Caution-from-An-Honest-Analytical-Expert-Ingredients-Customer-Experiences-Pros-And-Cons-49 Any person with a mobile number and valid NRC can transfer money without registering an account. At Wave Money shops, you can transfer money, cash-out, top-up and can also make bill payments and loan repayments.